| Bank Prime Rate at 5.25% |
| Bank |
Mortgage Plan |
Annual Interesting Rate |
Cash Rebate |
Maximum Loan Period |
Prepayment Penalty Period (Yr) |
Citic Bank International
2287 6767
|
Plan 1. P-2.65% for the entire repayment period if loan amount more than $1.5M |
2.6% |
0.3% |
35 |
3 |
| Plan 2. 1 month or 3 month HIBOR+2.2% to 2.5%, interest rate ceiling at P-2.5% if loan amount more than $1.5M |
- |
- |
35 |
3 |
Fubon (HK) Bank
2806 7222 |
Plan 1. P-2.25% to 2.65%for the entire repayment period |
3% |
0.3%-0.8% |
30 |
3 |
| Plan 2. HIBOR+3% to 3.25%, interest rate ceiling at P-1.75% to 2% |
- |
0.3%-0.5% |
30 |
3 |
ICBC (Asia) Ltd
2534 3000 |
Plan 1. P-2.8% for the entire repayment period |
2.45% |
- |
25 |
2 |
| Plan 2. HIBOR+2% or interest rate ceiling at P-2.7%, whichever is lower |
- |
- |
25 |
2 |
Dah Sing Bank, Limited
2828 8000 |
Plan 1. P-2.3% to 2.8% for the entire repayment period if loan amount more than $2M |
2.95% |
0.3%-0.6% |
30 |
3 |
| Plan 2. HIBOR+2.2% to 2.7%, interest rate ceiling at P-2.5% if loan amount more than $2M |
- |
0.3%-0.5% |
30 |
3 |
Standard Chartered Bank
2886 8855 |
Plan 1. P-2% to 2.4% for the entire repayment period |
3.25% |
0.5% |
30 |
2-3 |
| Plan 2. HIBOR+2.5% to 3% |
- |
0.2%-0.5% |
30 |
2-3 |
The Bank of East Asia
3608 8686
|
Plan 1. HIBOR+2.2% to 2.7% |
- |
- |
30 |
0.5 |
| Plan 2. P-2.1% to 2.6% for the entire repayment period |
3.15% |
0.2% |
30 |
3 |
Shanghai Commercial Bank Ltd
2841 5461
|
Plan 1. P-2.5% for the entire repayment period |
2.75% |
- |
30 |
1 |
Wing Hang Bank
3199 9188
|
Plan 1. P-2.5% for the entire repayment period if loan amount more than $0.5M |
2.75% |
1% |
30 |
3 |
| Plan 2. HIBOR+2% to 2.5%, interest rate ceiling at P-2.25% to 2.5% if loan amount more than $1M |
- |
0.4%-0.6% |
30 |
3 |
China Construction Bank (Asia)
2805 2383 |
Plan 1. P-2.5% for the entire repayment period if loan amount less than $1M |
2.75% |
- |
25 |
1 |
| Plan 2. P-2.2% to 2.25% for the entire repayment period if loan amount more than $1M |
3.05% |
1% |
25 |
1 |
| Plan 3. HIBOR+2%, interest rate ceiling at P-2.5% if loan amount more than $1M |
- |
- |
25 |
1 |
Citibank (Hong Kong) Limited
8128 3311 |
Plan 1. P-2.5% to 2.8% for the entire repayment period if loan amount more than $1M |
2.75% |
0.5% |
30 |
3 |
| Plan 2. HIBOR+2.2% to 2.7% or P-2.5% if loan amount more than $1M, whichever is lower |
- |
0.5% |
30 |
3 |
| Plan 3. P-2.5% to 2.8% for Home Smart entire repayment period if loan amount more than $1M |
2.75% |
0.5% |
30 |
3 |
| Plan 4. First three years is 2.7%, afterthat is P-2.6% if loan amount more than $1M |
First three year: 2.7%
Afterthat: 2.65% |
- |
30 |
3 |
Wing Lung Bank
2826 8222
|
Plan 1. P-2.3% to 2.27% for the entire repayment period if loan amount more than $1M |
2.95% |
0.5% |
30 |
3 |
| Plan 2. HIBOR+2.25% to 2.75%, interest rate ceiling at P-2% if loan amount more than $1M |
- |
0.2% |
30 |
3 |
DBS Bank (Hong Kong) Limited
2961 2288
|
Plan 1. P-1.5% to 1.75% for the entire repayment period |
3.75% |
- |
30 |
3 |
Bank of Communications
2269 9699 |
Plan 1. P-3% for the entire repayment period |
2.25% |
0.7% |
30 |
3 |
National Australia Bank
2826 8163 |
Plan 1. Loan amount more than $1M, HIBOR+1.5% for the entire repayment period, interest rate ceiling at P-2.75% |
- |
- |
25 |
2 |
Chong Hing Bank Limited
3768 6888 |
Plan 1. P-3% for the entire repayment period if loan amount more than $0.8M |
2.25% |
0.8% |
30 |
2 |
| Plan 2.Loan amount more than $0.8M, 1 month or 3 month HIBOR+1.7% to 2.5%, interest rate ceiling at P-2.8%, whichever is lower |
- |
0.2%-0.5% |
30 |
3 |
